mailing of demand letter and filing of complaint and proof of service in Lafayette CA Antioch CA, John Kopilow 707-242-1625

What Does Chapter 13 mean in bankruptcy? – Chapter 13 bankruptcy help – Walnut Creek CA
According to United State Court, a chapter 13 bankruptcy is also called a wage earner’s plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years.

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This chapter of the Bankruptcy Code provides for adjustment of debts of an individual with regular income. Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years.  A chapter 13 bankruptcy is also called a wage earner’s plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. Chapter 13 offers individuals a number of advantages over liquidation under chapter 7.(uscourts.gov)

 For more details, Please Call John at 707-242-1625.

Certified Apostille Agent Service – Walnut Creek CA

John is a Certified Apostille Agent and can offer efficient and timely professional services for your international document needs.

What is an Apostille and what is its purpose? An Apostille is a certificate that authenticates the signature of a public official on a document for use in another country. An Apostille certifies: the authenticity of the signature of the public official who signed the document, the capacity in which that public official acted, and when appropriate, the identity of the seal or stamp which the document bears, e.g. a notary public seal. The Apostille does not validate the contents of the document.

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John is a Certified Apostille Agent and can offer efficient and timely professional services for your international document needs. He values integrity and client service and you can be assured that you’re getting a dependable and professional agent.

bankruptcy chapter 7 help in Walnut Creek CA, Concord CA, Low-Cost Bankruptcy Filings – Low-Cost Bankruptcy Options. We can help you get a fresh financial start.

John Kopilow, Legal Document Assistant & Notary Public

John Kopilow

Phone : 707-242-1625

What is the difference Chapter 7 and 11?

Chapter 7 is a “liquidation” bankruptcy that doesn’t require a repayment plan but does require you to sell some assets to pay creditors. Chapter 11 is a “reorganization” bankruptcy for businesses that allows them to maintain day-to-day operations while creating a plan to repay creditors.

According to irs.gov,  Liquidation under Chapter 7 is a common form of bankruptcy. It is available to individuals who cannot make regular, monthly, payments toward their debts. Businesses choosing to terminate their enterprises may also file Chapter 7. Chapter 7 provides relief to debtors regardless of the amount of debts owed or whether a debtor is solvent or insolvent. A Chapter 7 Trustee is appointed to convert the debtor’s assets into cash for distribution among creditors.

According to California Courts,  Bankruptcy is a legal process to help debtors (people who owe money) get relief from the debts they cannot pay and, at the same time, help creditors (people who are owed money) get paid from whatever property or assets the debtor has that he or she does not need to live.   Deciding to file for bankruptcy is a very tough decision. You may be feeling overwhelmed and bankruptcy seems like the only option. But think about the decision carefully because it can really affect you for a long time. Also, bankruptcy does not remove all debt, and there are certain types of debt that cannot be discharged (eliminated) in bankruptcy.

Simple Living Trusts – Legal Document Professionals & Notary Service Walnut Creek CA

Our fee of $950.00 for a single person and $1,150.00 for a couple includes notarization and recording fees. $150.00 fee applies to rush services

John Kopilow

Phone : 707-242-1625

According to American Bar Association, The term “living trust” is generally used to describe a trust that you create during your lifetime.  A living trust can help you manage your assets or protect you should you become ill, disabled or simply challenged by the symptoms of aging. Most living trusts are written to permit you to revoke or amend them whenever you wish to do so.

Mobile Notary Services in Concord CA, Walnut Creek CA
,We Are the mobile Notary Public near You. Feel Free to Get in Touch with Us Right Away.

We Provide a Professional Notary Service in Bay Area. Contact Us Today.

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. I am available to come to your office or home. We specialize in Trust Signings in addition to general notarizations.

. Rate is $15 per signature plus applicable travel fee. Will vary by location.

. Covering Napa, Solano, Contra Costa and Alameda Counties.

. Flexible Availability. Call John at 707-242-1625.

Small Claims Walnut Creek CA

Small Claims Walnut Creek CA Includes preparation of a demand letter and complaint. Small claims court is a special court where disputes are resolved quickly and inexpensively. In small claims court, the rules are simplified and the hearing is informal. Attorneys are generally not allowed. The person who files the claim is called the plaintiff.

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Do you need a lawyer for small claims court?

You do not need a lawyer to represent you at a Small Claims Court.

 Call John at 707-242-1625.

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